Commercial Real Estate Lender V - Dallas

Why Broadway Bank:
We are one of the largest independently owned banks in
Texas with offerings in personal and private banking, wealth management,
business banking and mortgage lending.

Position Overview:

This role is
responsible for independently developing and managing a portfolio of banking
relationships with developers, builders, real estate investors, and business
owners in the commercial and residential real estate industries. Leveraging
strong credit and underwriting expertise, this role positions appropriate bank
products within client relationships, with a primary focus on commercial real
estate lending opportunities. Responsibilities include making presentations to
the Senior Officers' Loan Committee and Directors' Loan Review Committee
regarding the creditworthiness of loan applications.

Essential Functions:

• Develops and services new construction and commercial permanent loans, including complex transactions.
• Actively participates in business development endeavors with potential and existing customers to generate new business and retain existing business.
• Interviews applicants to gather financial and credit information, ascertain needs and abilities, and evaluate bank risk. Requests necessary financial and operating statements.
• Ensures
  the comprehensive development and analysis of all financial data and
  monitors accounts.
• Evaluates
  credit and terms in accordance with policy.
• Prepares
  and presents recommendations to committees for lending approval.
• Assumes
  responsibility for proper documentation and review of accounts.
  Inspects
  properties under construction.
• Services
  existing loans, including approval of draw requests on loans.
• Maintains
  ownership of the customer experience in alignment with the bank's mission,
  vision, and values.
• Monitors loans to ensure complete conformity with terms and awareness of developing trends.
• Ensures compliance with all regulatory requirements for loans.
• Keeps abreast of changing business and economic developments impacting the loan portfolio and its profitability.
• Represents the bank through active community and professional involvement.
• Registers and maintains registry as a Mortgage Loan Officer (MLO) with the Nationwide Mortgage Licensing System (NMLS) and Registry, in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act).
• Assumes additional duties and responsibilities as requested.
• This position may require travel within the Bank's geographic area.

Experience & Education:

• Minimum of 12+ years in Construction/Residential and Commercial Real Estate lending, including business development calls.
• Demonstrated credit analysis/underwriting experience on complex CRE transactions.
• Formal Sales Training and credit training preferred.
• B.S. or B.A. degree required; MBA preferred.
  

Skills & Qualifications:

• Strong proficiency in Microsoft Office products.
• Experience with bank core systems.
• In-depth understanding of commercial real estate lending and market trends.
• Excellent analytical and financial analysis skills.
• Strong communication and interpersonal skills.
• Effective negotiation and business development skills.
• High attention to detail and organizational skills.
• CCIM designation preferred.

Other Qualifications:

• Must meet and maintain eligibility as a Mortgage Loan Officer (MLO) with the Nationwide Mortgage Licensing System (NMLS) and Registry, in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act).
• Must meet and maintain financial responsibility, character, and general fitness standards, along with all other established requirements for an individual Loan Originator (LO) in accordance with Regulation Z.
• Requires the ability to lift, carry, push, pull weights or otherwise move objects weighing as much as 10 lbs. on a regular basis and/or for extended periods of time during the workday.
• Occasional overtime or extended hours may be required.

We're a culture that offers resources to benefit your
overall health and well-being:

• Career Development and Mentorship Programs
• Generous paid time off, minimum 4 weeks
• Employee recognition, awards, and events
• Free vision insurance
• Retirement matching
• Tuition reimbursement

This job description is not
designed to be a comprehensive listing of duties, responsibilities, or
activities that are required for this job. Duties, responsibilities, and
activities may change at any time with or without notice.

Broadway Bank
is proud to be an Equal Opportunity and Affirmative Action Employer. Broadway
Bank is a drug-free and tobacco-free workplace, with a nicotine-free hiring
policy. All qualified applicants will receive consideration
for employment without regard to race, color, ethnicity, religion, sex, sexual
orientation, gender identity, national origin, disability, protected veteran
status, genetic data or other legally protected status.

Member FDIC