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Job Description **This position will work onsite Mon - Thurs with Friday as an optional work from home day. Job Summary The Credit Review Audit Team Lead will be responsible for providing objective evaluations of the Bank's Consumer/Retail performance monitoring, internal controls, risk identification, portfolio management activity, and collections practices in adherence to the Bank's risk profile, policies and procedures by gathering, reviewing, testing and analyzing internally and externally generated guidance/documentation for credit review audits. The Credit Review Audit Team Lead responsibilities will also be focused on the Consumer Bank risk assessment, portfolio administration, ACH risk, assessing and monitoring credit risk metrics (KRIs and KPIs), and assist in the creation and preparation of reports for use by management. This position will review, trace, test and summarize results against samples for proper evidence and present results to department manager and auditors. The Credit Review Audit Team Lead will ensure comprehensive coverage of Consumer/Retail credit audit engagements, from start to finish, inclusive of scoping, testing, and follow up activities. Essential Functions
Work with management and to monitor compliance with credit risk appetite and ensure alignment with assigned metrics and KRIs Identify early signs of stress along with actual and potential credit weaknesses Assist in the preparation of reports for use by management Assess the adequacy of and adherence to internal credit policies and loan administration procedures Monitor compliance with applicable Consumer laws and regulations Communicate review progress and emerging risk factors Manage personal pipeline (workload/workflow) Plan Consumer credit audit approaches under the direction of supervisor Determine required audits for relevant segment/special projects Develop scope, audit objectives, and program based on assessed risk of subject matter Determine staffing requirements for Audit Ensure document and data integrity Oversee/compile working papers as appropriate Prepare meeting materials (soft, and final exits) Present relevant findings appropriately to department manager and auditors Obtain and analyze evidence, ensure audit conclusions are well-documented Timekeeping/updating schedule of whereabouts during audits Produce plan for completing field work Oversee/collect of specific samples/data Identify and communicate issues raised, recommend solutions relevant to business units and risk management Summarize results/findings Appraise adequacy of the corrective action taken to improve deficient conditions Meet departmental continuing education requirements and proactively seeking relevant education and training opportunities Knowledge of Crowe Credit360, BancAudit/Nautilus/CBS/Data Analysis Tool/Audit Management Software Self-learn/maintain extensive knowledge of Northwest's Risk Appetite Policy, SOX internal control narratives and test scripts, Call Reports and supporting schedules, Business Unit Risk Assessments Ensure compliance with Northwest's policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency Qualifications
Bachelor's Degree Accounting, Finance, or Business related degree preferred 6 - 8 years Credit Review/business related experience required 5 - 6 years Bank auditing experience preferred Candidate must possess extensive knowledge of and be fluent in the review of, but not limited to commercial/consumer credit, regulatory exam reports, compliance reports, third party risk associated with various business units, Extensive Ability to apply advanced financial analysis techniques, Extensive Travel Requirements
The pay range for this position is generally $100,000 - $115,000 annually. Actual pay is based on variousfactorsincluding but not limited to the successful candidate's experience, skills, and knowledge. Additional bonus earning opportunities and benefits are also available. #LI-MM1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
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Northwest Bank
$100,000 - $115,000
remote work
Oct 17, 2025