Manager of PM Credit Development (Hybrid - FL, GA, AL, VA, NC, SC, TX, CO))

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

SUMMARY/OBJECTIVES

It is the responsibility of the Manager of Commercial PM Credit Development to develop, lead, and execute SSB's credit training within the Commercial Portfolio Management Team. Key focus areas include the following 1) Credit development within the Commercial Portfolio Management Team, 2) Develop SSB Commercial Credit Curriculum 3) Lead a PM Training Program and 4) Support SSB's Corporate Stewardship and CPA Program with high level Credit Training Support and/or planning.

ESSENTIAL FUNCTIONS

Charged with developing the credit skills and portfolio management skills of current PM team members working with PMTLs across Bank footprint. The role will focus on Credit development and not process/systems training.

Examples of development of current staff:

• Group efforts for PM Is across the footprint. Monthly PM I live web ex covering a credit or portfolio management topic.

• Group efforts for PM IIs across footprint. Bi-monthly PM II live web ex covering a more in-depth credit or portfolio management topic.

• Group efforts for PM IIIs across footprint. Quarterly PM III live web ex covering higher level credit skills

• PM wide training centered on topics included in Bank's Heightened Expectation efforts and feedback provided during the Bank's internal review processes provided by CRR and Audit.

Develop SSB Commercial Credit Curriculum including training materials and case studies Examples include credits ranging from smaller commercial loans with a full guarantor set to large and more complex transactions.

• Delivery of curriculum should be delivered in multiple ways:Workshops Instructor-led financial analysis walkthroughs, Self-Study Modules Pre-recorded lessons and practice exercises, Case Study Sessions Group work on real-world lending scenarios, Assessments Quizzes and written credit memos to reinforce learning

• Develop and maintain a standardized credit assessment to be utilized during interview process for portfolio managers.

• Partner with vendors, as needed, to deliver credit training to the Commercial PM Team at SSB.

• In partnership with PMTLS and SPOs, provide on-going career development support to Commercial PMs.

• Stay abreast of external credit development options available, RMA/Prosight, State Banking Schools, etc.

Lead a PM Training Program

• Develop and manage the end-to-end design and execution of a PM Training Program.

• Supervise and mentor 4-6 "PMs in training -title TBD"to build strong underwriting and risk assessment skills. These "PMs in training" will be hired out of the CPA program or internally (from BL, Credit Analyst Team, Strong LA). 12-month program developing "PMs in Training" into a fully functioning PM I supporting bankers within the standard PM model. This group would work with local markets to support underwriting and portfolio management efforts, while participating in an active robust credit curriculum.

• This team will be involved will include but are not limited to:Covenant Testing, Annual Reviews, Some Renewal Work

Support Portfolio Manager talent pipeline efforts within the Bank by serving as a liaison between Commercial Portfolio Management and Corporate Stewardship's Commercial Associate Program and Credit Services Commercial Portfolio Associate Program

• Expose Interns and Associates to the world of Commercial Credit at a high level

• Provide specific training curriculum support to the CPA program

• Provide feedback as to skill sets needed to enter the "PM Training Program" to help leaders of the Associate and CPA Program develop talent

• Help promote a consistent commercial credit experience for interns, Associates and CPAs as they are supported in the field

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

COMPETENCIES

• Credit & Risk Expertise

• Talent Development & Coaching

• Proven Successful Management Experience

• Communication and Presentation Skills

• Strategic Thinking

• Effective Direct Communication with Peers and Senior Management

• Stakeholder Influence

• Attention to Detail and Execution Excellence

• Program Design & Facilitation

Qualifications, Education, and Certification Requirements

• 4-year college degree required (preferred: business or finance)

• 15+ year experience in Commercial Credit Underwriting and/or Approval. Underwriting Experience required, approval experience preferred.

• 7+ years management/leadership experience required

• Completion of formal Credit Training Program preferred

• CRC (RMA) certification preferred

TRAINING REQUIREMENTS/CLASSES

• Required annual compliance training, New Employee Orientation

PHYSICAL DEMANDS

• This position may require a large amount of time at a computer. This can be done sitting or standing with use of the right desk.

• This position will require travel within the Bank's footprint.

• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Position may require regular before/after normal business hours, or regular out-of-town travel.

WORK ENVIRONMENT

• Officed within SSB's current established locations.

• Must be able to function in a professional, business office environment and act and dress appropriately for same, consistent with the Bank's policies.

• Must demonstrate excellent interpersonal skills with coworkers.

• Must be willing to function as a team member.

• Must be willing to demonstrate commitment to SouthState Bank's mission and goals

Hybrid roles must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered.

TRAVEL

• Periodic travel will be required.

Benefits | SouthState Careers

Equal Opportunity Employer, including disabled/veterans.